There are few things that offer equal levels of excitement and stress. The first two things that come to mind are having a baby and buying a house. You can’t wait to find and move in to your new home, but life is busy and making time to meet with a banker during business hours in order to fill out and submit paperwork can be a challenge. Here is a bit of good news:You can apply for a ...

When moving to a home, costs tend to add up rather quickly. Several items will need to be budgeted for right away such as replacing carpet, updating appliances, moving and closing costs. When buying a home the title of the property will be transferred from the seller to the buyer which is called the closing. The fees that need to be paid at that time are considered closing costs. ...

Unfortunately we live in a world where being taken by a scammer is something we all have to think about. Scammers use a variety of methods to take your money, but today we are going to focus on two: email phishing schemes and fake IRS calls. Don’t take the bait, beware of email phishing schemes.This is a common way that identity thieves like to attempt to gain your personal ...

Giving makes us happier. It’s not just a nice sentiment; there is real science behind it. When we give, we get the same rush as when we enjoy a piece of chocolate. And it doesn’t seem to matter how much we give, the rush is the same -- the feeling you get when you give $5 is the same as the feeling you get when you give $100. Studies indicate that people who give are not only ...

ORANGE COUNTY, N.Y. -- One of the keys to financial stability is having your money work for you. While traditional savings accounts are a great starting point, their low interest rates mean customers earn mere cents on their money each year.For those looking to get the most out of their savings, Wallkill Valley Federal Savings & Loan is currently offering Certificates of Deposit to ...

ORANGE COUNTY, N.Y. -- With a New Year comes new financial opportunity. For those looking to establish a healthy fiscal 2018, the savings experts at Wallkill Valley Federal Savings & Loan can help. Below are some of their tips on how to start the financial year off right:Save MoreEach year, more than one quarter of Americans say they want to save money. The best way to stay on top ...

ORANGE COUNTY, N.Y. -- With holiday shopping in full swing, the season of giving can, unfortunately, also become the season of stealing.The time before the holidays means crowds of people looking for their next deal. However, thieves in public spaces are also on the prowl for their next victim. To help keep the holidays merry and safe, Wallkill Valley Federal Savings & Loan shared ...

ORANGE COUNTY, N.Y. -- Every year, hundreds of families are guilty of forgetting to save money for the holidays. After all, life can get busy and the holidays have a tendency of creeping up on us. Thankfully, Wallkill Valley Savings & Loan is working to help customers plan effectively for the holidays and avoid making the most wonderful time of year a costly celebration.How are ...

Everyone wants to save more of their hard-earned money. Apps, spreadsheets and other budgeting tools are all common ways to track personal expenses and promote savings. However, many people don’t realize that banks can be useful tools in helping them achieve financial stability.Below, Wallkill Valley Federal Savings & Loan shared their advice on how to make your bank a partner in ...

When it’s time to purchase a home or start a new business, applying for a loan is an important step. In many cases, borrowers first head to big, corporate banks to secure their funds, but according to experts, that may not be the smartest choice.The reason is simple: relationships have become very important in the banking industry. It’s not that it’s easier to get a loan from a ...